Wednesday 23 April 2014

Can You Afford to Fall Sick These Days?

Advanced medical development and technology that deal with the rapid emergence of new and complicated illnesses come at a price. It is estimated that the global medical inflation averages about, 10% each year.

In Malaysia, medical inflation is estimated to be around 15%. More than 36,000 Malaysians failed to settle their high medical debts and had to refer to the Credit Counselling and Debt Management Agency (AKPK). (Source: The Star, 14th March 2009 & Utusan Malaysia, 20th September 2011)

Adding to the escalating costs of living and children’s education, you and your loved ones could suffer tremendous financial hardship if you do not plan for your hospitalization expenses now. The truth is, a completely unforeseen and unavoidable operation may sometimes dry up your entire savings.

PruBSN Takaful medical card which gives you and your family a peace of mind with high quality and comprehensive coverage when you need it the most!



Kemajuan dalam teknologi perubatan yang berkait rapat dengan kemunculan penyakit-penyakit berbahaya masa kini perlu dibayar dengan harga yang tinggi. Kadar inflasi perubatan sedunia telah dianggarkan kira-kira 10% setiap tahun.

Di Malaysia, kadar inflasi perubatan dianggarkan sebanyak 15%. Lebih 36,000 rakyat negara ini menanggung beban hutang yang tinggi sehingga terpaksa merujuk kepada Agensi Kaunseling dan Pengurusan Kredit (AKPK) akibat gagal melunaskan hutang rawatan perubatan. (Sumber: The Star, 14 Mac 2009 & Utusan Malaysia, 20 September 2011)

Ditambah pula dengan kos sara hidup dan pendidikan anak-anak yang semakin meningkat, anda dan orang tersayang mungkin terpaksa menanggung kesempitan kewangan jika anda tidak merancang perbelanjaan hospital dari sekarang. Hakikatnya ialah, sesuatu pembedahan yang langsung tidak dijangka dan tidak dapat dielakkan sama sekali kadangkala boleh melenyapkan keseluruhan simpanan anda.

Kad perubatan PruBSN Takaful memberikan anda dan keluarga anda satu ketenangan dengan perlindungan komprehensif dan berkualiti apabila anda benar-benar memerlukannya!


Mohd Asyran Bin Mohd Noor
Weath Planner
Prudential BSN Takaful
Al-Isra' Associates Sdn Bhd
(+60133872486)